M-Kopa platform is a popular service that has grown from lending users solar panels at daily installments to expensive products such as TVs, fridges, and now phones.
Their pay-as-you-go service has allowed Kenyans to purchase smartphones at affordable down payments and regular fees while actually using the phone.
Below is a list of Samsung and Nokia smartphones you can get on M-Kopa today. It’s worth noting that deposits and flexible payments vary from phone to phone depending on the brand and features offered.
| SMARTPHONE | DEPOSIT | DAILY PAYMENTS | TOTAL PRICE | ORIGINAL PRICE | FEATURES REVIEW |
|---|---|---|---|---|---|
| Nokia C10 | Ksh. 3,299 | Ksh. 40 | Ksh. 17,899 | Ksh. 9,999 | Review |
| Nokia C20 | Ksh. 3,299 | Ksh. 45 | Ksh. 19,724 | Ksh. 11,999 | Review |
| Nokia 1.4 | Ksh. 3,999 | Ksh. 50 | Ksh. 22,249 | Ksh. 12,499 | Review |
| Samsung Galaxy A03s | Ksh. 3,999 | Ksh. 65 | Ksh. 27,724 | Ksh. 13,599 | Review |
| Nokia G21 | Ksh. 4,499 | Ksh. 70 | Ksh. 30,049 | Ksh. 19,999 | Review |
| Nokia 5.4 | Ksh. 5,499 | Ksh. 85 | Ksh. 36,524 | Ksh. 21,199 | Review |
| Samsung Galaxy A22 | Ksh. 5,999 | Ksh. 85 | Ksh. 37,024 | Ksh. 19,999 | Review |
| Samsung Galaxy A13 | Ksh. 5,999 | Ksh. 90 | Ksh. 38,849 | Ksh. 22,999 | Review |
| Samsung Galaxy A23 | Ksh. 7,499 | Ksh. 100 | Ksh. 43,999 | Ksh. 29,999 | Review |
Here’s how to buy and access an M-Kopa phone
1. Visit any M-Kopa outlet around the country in various locations.
2. Contact customer care for product information and deliveries.
WhatsApp number: 0799136761
Phone number: 0707333222
Website: http://www.m-kopa.com
Email Address: [email protected]
Facebook Page: https://web.facebook.com/mkopa.ke/
Payment method
Down payments and periodic installments can be paid through M-pesa via the paybill option. M-Kopa’s paybill number is 333222. For the account number, enter the ID number used to register the smartphone.
Platform Cons
Before setting your heart on purchasing a smartphone through the service, it’s worth taking a look at some possible downsides associated with the item lending solution.
1. If the device gets lost or stolen, you still have to pay periodic installments regardless.
2. If you don’t pay the daily fees, the device will stop working and will be locked until payment is processed.
3. The total amount paid is almost double the original price of the smartphone.
4. It’s up to the owner for any repair and upgrade costs associated with the device.
5. The phone is completely yours only after the end of 365 days. At this point, there are probably better smartphones in the market at the same price tag.
Alfred Gitonga is a passionate tech news writer with a deep interest in smartphones and related technologies. He is a staff writer at Mobitrends.co.ke.
